Are you ready to make your home ownership dreams a reality in 2023? Then it's time to get serious about understanding today's housing market and defining your goals! High inflation and a challenging market make it all the more important to know what you want and need out of a home. Start by asking yourself what's motivating you to make a move, and get a clear picture of what your dream home looks like. Don't forget to budget and get pre-approved for a loan with the help of a lender and real estate agent. And if the process feels overwhelming, remember that a trusted expert can guide you through every step and help turn your homeownership vision into a reality.
Here are a few questions you can start thinking through as you fine-tune your goals for 2023:
1. What’s Motivating You? You’re dreaming about making a move for a reason – what is it? No matter what’s happening in the market, there are still many compelling reasons to buy a home today. Your needs may have changed in a way your current house can’t address, or you could be ready to step into homeownership for the first time and have a space that’s truly your own. Use what’s motivating you as a guidepost in partnership with an expert advisor to help make sure your move will give you a lasting sense of accomplishment.
2. What Does Your Next Home Look Like? You know you want to move, but how would you describe your dream home? The available supply of homes for sale has grown, and that could mean more options to choose from when you buy. Just be sure to keep your budget in mind and work with a trusted real estate professional to balance your wants and needs. The better you understand what’s essential and where you can be flexible, the easier it can be to find the home that’s right for you.
3. How Ready Are You To Buy? Getting clear on your budget and savings is essential before you get too far into the process. Working with a local agent like myself and a lender (like Robert Dylina) early is the best way to make sure you’re in a good position to buy. This could include planning how much to save for a down payment, getting pre-approved for a home loan, and assessing your current home equity if your move involves selling your existing house.
A Professional Will Guide You Through Every Step of the Process Buying or selling a home is a big process that takes expertise to navigate. If that feels a bit overwhelming, you aren’t alone. According to a recent Harris Poll survey, one in five respondents see a lack of information or knowledge about the home-buying process as a barrier to owning a home. Don’t let uncertainty hold you back from your goals this year. A trusted expert can bridge that gap and give you the best advice and information about today’s market. Bottom Line Work with a local real estate agent and build a team of industry professionals to plan how your dreams for 2023 can become a reality.
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